© 2025 FreshStart Guidance, a DBA of Vincere Marketing Solutions. All rights reserved.
FreshStart Guidance is not a lender, debt settlement company, or credit repair organization. We are a marketing and referral service that connects consumers seeking debt relief or consolidation options with independently operated, federally regulated financial partners and programs.

Checking your eligibility through FreshStart Guidance does not affect your credit score and does not obligate you to enroll or accept any offer. Loan and program terms, including Annual Percentage Rates (APRs), fees, and repayment periods, are determined solely by participating lenders or debt-relief providers and vary based on creditworthiness, income, debt obligations, and other factors. There is no guarantee of approval or specific results.

Program availability and terms may vary by state and partner. Not all applicants will qualify for all offers. Any rates or examples shown (such as “credit card APRs around 25% vs loan rates near 9%”) are for illustrative purposes only and do not represent an actual offer or guarantee of credit.

By submitting your information, you agree that FreshStart Guidance and its partners may contact you by phone, text message, or email (including by automated means) for marketing and service purposes. All calls may be recorded or monitored for quality assurance and training.

FreshStart Guidance and its partners do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry. Testimonials reflect individual experiences and may not represent typical results.

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